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Portfolio: US $5.50 million
Portfolio at risk: 1.31%
Average loan size: US $1013
Fun Fact: The Portfolio at Risk industry average for MFIs in Nicaragua is currently 8.2%; showing that MiCredito has been able to keep their risk low through responsible lending and diversification.
MiCrédito’s average interest rate is 3.5% per month which is one of the lowest in Nicaraguan microlending. Average for the industry is 4.41%, calculated as a commission over the Central Bank rate.
Currently MiCrédito has approximately 4,582 active clients.
The average loan term is 13 months.
There are 5,428 active loans.
MiCredito has 31 loan officers who average 175 loans each.
MiCrédito's default rate averaged 2.5% since beginning operations.

PAR > 30 as of March 2014

par 2014 

 Portfolio Yield as of March 2014

portfolio yield 2014

 Net Income as of March 2014

net income 2014

  Gross Loan Portfolio as of March 2014

gross loan port 2014

 Portfolio Distibution

active clients 2014

 

 

MiCredito ©2016