Our Team

Senior Staff

Verónica Herrera is MiCrédito's Chief Executive Officer. She holds a degree in Public Accounting with a concentration in finance from the National University of Managua, Nicaragua.

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Yerly Salmerón Samayoa is MiCrédito's Internal Auditor. She holds a degree from the Universidad Nacional Autónoma de Nicaragua (UNAN-RUCFA) and a post-graduate degree in Human Resources Management from the Polytechnic University of Nicaragua (UPOLI).

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Moisés Valle Marenco is MiCrédito's Chief Operating Officer (COO). He holds a degree in Public Accounting and Finance from the Universidad Evangélica Nicaragüense (UENIC) and a Diploma in Banking from Thomas More University. He has worked in a variety of managerial and accounting roles in several companies.

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Lucia Sánchez Valverde is MiCrédito's Risk and Compliance Manager. She grew up in Managua and graduated from the UNI (National University of Engineers) with a degree in industrial engineering specializing in finances, human resources, marketing, and project development. She also has training in money laundering, terror financing, and risk management from United States Inter-American Community Affairs in Miami, FL.

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Hoscar Pichardo Arana is MiCrédito’s Credit Manager. Since attending the Instituto Nacional Douglas Sequeria Primero de Mayo Managua-Nicaragua, Oscar has consistently been involved in the microfinance sector of Nicaragua.

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Michelle Reyes Tijerino is MiCrédito's Information Technology Manager. She graduated from the National University of Engineering in Managua (UNI), with a degree in Computer Engineering and has seven years of experience working in the field. She has specialized in the field of software development and database management.

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Grethel Meza Rivera serves as MiCrédito's Administrative Financial Manager. She holds a Master's degree in Financial Management from the University of Barcelona (UB) in Barcelona, Spain and a Bachelor's degree in Business Administration, with a specialization in Banking and Finance from the Universidad Centroamericana (UCA).

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Lyann Urbina is MiCrédito's Executive Assistant and Public Relations Officer. She holds a degree in Communications from the Universidad Centroaméricana (UCA).




Patricia Ponce - Regional Manager, North
Norma López- Regional Coordinator-South

Cesia Calderón - Regional Manager, West and Managua



Julio César Páez - Rivas Branch
Judith Jiménez- Masaya Branch
Silvia Torrez- Matagalpa Branch
Antonina Chamorro- Granada Branch
Frederman Ríos- Estelí Branch
Jacqueline Valverde- Chinandega Branch
Alejandro Gámez - Rubenia Branch
Orlando López- Teustepe & Boaco Branches
Charlotte Castillo- León Branch
Eneida Blandón- Ciudad Jardín Branch


BRANCH AND AdministratiVE Staff

Boaco Team
Teustepe Team
Rivas Team