Ms. Lehman has been working in international economic development for the past 15 years, most recently as a Program Officer with the Financial Services for the Poor team at the Bill & Melinda Gates Foundation. There she managed a grant portfolio that funded projects throughout the developing world, including funding to support mobile payment platforms in Bangladesh and Pakistan. From 2003 through 2007, Joyce spent most of her time in Afghanistan working with the World Bank, USAID and other bi-lateral donors to establish and support a microfinance sector. Currently, she is working as an independent advisor with a focus on financial inclusion.